Consumer Rights

1) Your Rights Under the Fair Credit Reporting Act (FCRA)

• Right to accuracy: Credit reporting agencies (CRAs) must take reasonable steps to ensure maximum possible accuracy.
• Right to dispute: You can dispute inaccurate or incomplete information on your credit reports with the credit bureaus.
• Right to review: You can request and review the information contained in your credit file.
• Right to know who accessed your report: You can request a record of certain entities that have accessed your report.

Important: Accurate, timely, and verifiable information may remain on your credit reports as permitted by law. No company can legally remove accurate information from your credit reports.

2) Disputing Information on Your Credit Reports

If you believe information on your credit report is inaccurate, you can dispute it directly with the credit bureaus. Provide supporting documentation whenever possible. The bureaus typically investigate and respond within the time period required by law.

3) Your Rights Under the Credit Repair Organizations Act (CROA)

• Right to a written agreement: If you purchase credit repair services, you are entitled to a written contract that describes the services.
• Right to cancel: You have the right to cancel credit repair services within three (3) business days of signing a contract, for any reason.
• No guarantee of results: Credit outcomes vary based on individual circumstances, creditor/bureau verification, and lender criteria.

Pittstop Global Consulting does not guarantee score increases, deletions, or approvals. We do not remove accurate information.

4) Important Disclosures

• Not a credit bureau: Pittstop Global Consulting is not a credit reporting agency.
• Not a lender: We do not issue credit, extend financing, or make lending decisions.
• Results vary: Funding and approval outcomes depend on credit profile, income, verification, lender guidelines, and other factors.